Are Tornadoes Covered By Homeowner's Insurance? Here's What You Need To Know
Kimberly Patton surveys through the belongings at the spot of a family member's home after a tornado destroyed the property March 26, 2023, in Rolling Fork, Mississippi. (AP Photo/Julio Cortez, File) At a Glance Tornadoes damage typically falls under wind coverage.Policies and rules can vary widely. Those affected by tornadoes, or any weather disaster, will likely turn to their homeowner's insurance for help in recovery. But what, exactly, is covered? First, homeowners need to verify that tornadoes are covered under...